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Many employees save for retirement by participating in their employer’s 401(k) plan and maybe even opening an individual retirement account (IRA) or Roth IRA for additional savings. As a business owner, planning for retirement requires more effort, foresight, and strategy. In addition to navigating the wide range of retirement account options available to business owners, […]

Thank you for all that you do for us. We understand that being the first one on the scene can come with many different risks. We are dedicated to protecting you and your loved ones from the different types of emergencies that may pop up during your life. The following are some important questions for

Americans have enjoyed historically high estate tax exemption rates for most of the last twenty years. Such high exemption amounts have kept many of them from needing to seek out more advanced estate planning strategies to avoid estate taxes, which have been as high as 60 percent during those same years. However, it is uncertain

Myth 1: My estate plan is complete; I never have to think about it again. Fact: While the initial creation of a will, a trust, powers of attorney, and other documents is a monumental achievement, it marks the beginning, not the end, of your estate planning journey. Your estate plan is a dynamic, living set

Looking back, it often feels clearer. The signs were there—missed appointments, repeated questions, small but noticeable changes. You were paying attention; you just thought there would be more time. The situation has now changed. If your loved one’s cognitive decline has progressed to the point where they may no longer understand or sign legal documents,

You have been seeing the signs for months. Mom or Dad has not quite been themselves lately. They are forgetting things more often: appointments, addresses, payments, names. The other day, they got lost going to a place they have frequented for years. When you try to bring it up, they brush it off. “I’m getting

With dementia cases in the United States estimated to double by 2060—and roughly 42 percent of Americans over age 55 at risk of developing dementia according to recent research1—a diagnosis is something that more and more families will face. The statistics are sobering in the abstract. They feel different when they become personal. When early

Creating an estate plan is a crucial task for any adult, but it is not a one-and-done task. Think of it as an annual physical exam or a periodic review of your investments with your financial advisor; regular checkups of your estate plan are essential to ensuring that it still fits your life and evolving

Joining the military often sets individuals on a path that is distinctly different from pursuing higher education or entering the civilian workforce. Every year around Veterans Day, we honor the sacrifices of those who have served our country. However, we do not always pause to consider the unique experiences and challenges Veterans face when their

Myth 1: I have a will, so I do not need an estate plan. Fact: A will is only one part of the estate planning puzzle—and it is not the right fit for everyone. A will does not address what happens to your business if you become incapacitated (unable to handle your own affairs). It